Portfolio Overview

The Portfolio seeks growth of current income.

The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 7.25%
International Equities 2.25%
Real Estate 0.5%
Fixed Income 58.5%
Money Market 31.5%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
Invesco Government & Agency Portfolio 31.5%
Fixed Income
PIMCO Short‐Term Fund 19%
Baird Short-Term Bond Fund 12%
American Century Short Duration Inflation Protection Bond Fund 12%
Northern Funds Bond Index Fund 6.5%
MainStay Total Return Bond Fund 7.5%
Templeton International Bond Fund 1.5%
Real Estate
Principal Global Real Estate Securities Fund 0.5%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 2%
Northern Funds Stock Index Fund 2%
T. Rowe Price Large‐Cap Growth Fund 2%
Northern Funds Small Cap Value Fund 0.25%
Delaware Small Cap Core Fund 0.75%
Harbor Small Cap Growth Opportunities Fund 0.25%
International Equity
Dodge & Cox International Stock Fund 0.25%
Northern Funds International Equity Index Fund 1.75%
Invesco Oppenheimer International Growth Fund 0.25%

Portfolio Performance1

As of July 31, 2019

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date
A3.951.043.01n/an/an/a2.790.7510/25/16

Underlying Mutual Fund Performance3

As of 6/30/2019

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Invesco Government and Agency Fund*
Fact Sheet, Prospectus, Annual Report
0.17AGPXX0.581.152.161.280.801.989/1/98
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.45PTSHX0.501.562.032.501.901.9710/7/87
Baird Short-Term Bond Fund
Fact Sheet, Prospectus, Annual Report
0.30BSBIX1.503.144.552.021.892.798/31/04
American Century Short Duration Inflation Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX1.77n/a3.191.771.003.135/31/05
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOBOX3.136.137.792.152.833.682/27/07
MainStay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX2.976.477.402.992.615.541/2/91
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.83FIBZXn/a3.777.284.700.654.6012/3/07
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.88PGRSXn/a16.8210.897.086.7012.6710/1/07
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.27DFLVXn/an/a2.9611.107.159.962/19/93
Northern Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX4.2918.5010.3314.0810.6114.5510/7/96
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX3.0018.129.9623.1315.1317.8010/31/01
Northern Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.00NOSGX2.1814.36-4.358.125.5912.734/1/94
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
0.87DCCIX3.3218.52-2.9912.517.8310.5712/29/98
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.89HASOX1.0916.19-4.7112.696.137.242/1/14
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.63DODFXn/an/a-0.319.310.427.415/1/01
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX3.6314.221.108.852.146.723/22/05
Invesco Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.67OIGIXn/a18.19-1.736.852.346.433/29/12