Portfolio Overview

The Portfolio seeks growth of capital.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 58%
International Equities 30%
Real Estate Equities 2%
Fixed Income 10%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
Northern Funds Bond Index Fund 4%
MainStay Total Return Bond Fund 4%
Templeton International Bond Fund 2%
Real Estate
Voya Global Real Estate Fund 2%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 17%
Northern Funds Stock Index Fund 15%
T. Rowe Price Instl. Large‐Cap Growth Fund 17%
Northern Funds Small Cap Value Fund 3%
Delaware Small Cap Core Fund 3%
Harbor Small Cap Growth Opportunities Fund 3%
International Equity
Dodge & Cox International Stock Fund 6%
Northern Funds International Equity Index Fund 11%
Oppenheimer International Growth Fund 6%
DFA International Small Company Portfolio 3%
Causeway Emerging Markets Fund 4%

Portfolio Performance1

As of April 30, 2017

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date
A8.425.66n/an/an/an/a12.000.9610/25/16

Underlying Mutual Fund Performance3

As of 3/31/2017

 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.16NOBOX-3.112.332.332.892.074.015/28/10
MainStay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX1.181.182.932.242.904.8411/18/14
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.76FIBZX4.694.6910.530.752.225.3310/29/10
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Voya Global Real Estate Fund
Fact Sheet, Prospectus, Annual Report
0.99IGLIX1.121.12-2.673.365.801.193/30/09
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.27DFLVXn/an/a22.938.7714.656.7111/30/12
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX6.046.0417.0610.2613.187.3411/18/05
T. Rowe Price Instl. Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX10.7010.7021.7010.8414.1310.064/30/08
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.01NOSGX-0.46-0.4623.828.5512.797.474/30/08
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
1.02DCCIX1.451.4524.598.5013.778.054/30/08
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.92HASOX8.078.0724.565.01n/a7.0210/1/15
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.64DODFXn/an/a22.970.727.322.5210/29/10
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX7.867.8612.070.405.690.8611/18/05
Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.70OIGIXn/an/a4.570.346.68n/a4/30/08
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.54DFISXn/an/a14.242.988.543.4811/30/12
Causeway Emerging Markets Fund
Fact Sheet, Prospectus, Annual Report
1.21CEMIX14.2714.2719.912.082.513.9812/5/13