Age-Based Growth Ages 21+

Age-Based Growth Ages 21+ 2016-11-09T15:19:30+00:00

Portfolio Objectives

This portfolio seeks to provide current income and some growth of capital by investing 10% of its assets in a diversified portfolio of domestic and international equity funds, 50% in fixed income funds, and 40% in money market funds.

Portfolio Description

The age-based growth portfolio is allocated more heavily in equity investment funds during the early years of the designated beneficiary’s life. As the beneficiary nears college age, the equity allocation decreases, and the fixed income and the money market allocations increase. When the beneficiary attains age 9, 13, 17, and 21, the age-based growth portfolio automatically realigns with a decrease in the stock portion and an increase in the fixed income and money market allocations.

Asset Allocation

Fund Percent
Money Market
Invesco Government and Agency Fund* 40%
Fixed Income
PIMCO Short-Term Fund 25%
Baird Short-Term Bond Fund 15%
American Century Short Duration Inflation Protection Bond Fund 10%
U.S. Equity
DFA U.S. Large Cap Value Portfolio (I) 2%
Northern Funds Stock Index Fund 2%
T. Rowe Price Instl. Large-Cap Growth Fund 2%
Northern Funds Small Cap Value Fund 0.5%
Delaware Small Cap Core Fund 0.5%
Harbor Small Cap Growth Opportunities Fund 0.5%
International Equity
Dodge & Cox International Stock Fund 0.5%
Northern Funds International Equity Index Fund 1.5%
Oppenheimer International Growth Fund 0.5%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

Portfolio Performance1

As of September 29, 2017

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date

Fund Performance3

As of 6/30/2017

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Invesco Government and Agency Fund*
Fact Sheet, Prospectus, Annual Report
0.16AGPXXn/an/a0.460.210.140.587/28/16
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.47PTSHX0.74n/a3.351.781.722.3111/18/05
Baird Short-Term Bond Fund
Fact Sheet, Prospectus, Annual Report
0.30BSBIX0.521.101.021.471.822.7611/18/14
American Century Short Duration Inflation Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX-0.58n/a0.720.150.353.7612/5/13
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.27DFLVXn/an/a20.867.5816.136.2511/30/12
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX3.059.2617.769.5114.517.0111/18/05
T. Rowe Price Instl. Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX8.0619.6331.5112.5317.5310.144/30/08
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.01NOSGX0.42-0.0420.277.6913.947.264/30/08
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
1.02DCCIX3.49n/a25.148.9715.788.234/30/08
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.92HASOX4.5312.9627.016.11n/a7.8810/1/15
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.64DODFXn/an/a30.370.6410.232.3410/29/10
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX6.4114.7719.941.118.560.8711/18/05
Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.70OIGIXn/an/a16.442.329.748.024/30/08