Age-Based Conservative Ages 9-10

Age-Based Conservative Ages 9-102018-08-22T08:57:50+00:00

Portfolio Overview

The Portfolio seeks growth of capital and low to moderate current income.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 32%
International Equities 15.5%
Real Estate Equities 2.5%
Fixed Income 50%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
PIMCO Short‐Term Fund 7.5%
Baird Short-Term Bond Fund 12%
American Century Short Duration Inflation Protection Bond Fund 4.5%
Northern Funds Bond Index Fund 8%
MainStay Total Return Bond Fund 13.5%
Templeton International Bond Fund 4.5%
Real Estate
Principal Global Real Estate Securities Fund 2.5%

 

Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 8%
Northern Funds Stock Index Fund 10.5%
T. Rowe Price Large‐Cap Growth Fund 8%
Northern Funds Small Cap Value Fund 2%
Delaware Small Cap Core Fund 1.5%
Harbor Small Cap Growth Opportunities Fund 2%
International Equity
Dodge & Cox International Stock Fund 3.5%
Northern Funds International Equity Index Fund 5%
Oppenheimer International Growth Fund 3.5%
DFA International Small Company Portfolio 1%
Causeway Emerging Markets Fund 2.5%

Portfolio Performance1

As of August 31, 2018

 Average Annual Total Returns w/ Sales Charge (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date
A-0.79-1.573.00n/an/an/a6.930.8410/25/16

Underlying Mutual Fund Performance3

As of 3/31/2018

 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.53PTSHX0.26n/a2.112.011.612.1611/18/05
Baird Short-Term Bond Fund
Fact Sheet, Prospectus, Annual Report
0.30BSBIX-0.35-0.350.400.941.092.0411/18/14
American Century Short Duration Inflation Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX0.200.050.050.98-0.182.0812/5/13
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.15NOBOX-1.52-1.521.131.051.673.375/28/10
MainStay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX-1.81-1.811.221.131.553.9011/18/14
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.78FIBZXn/a1.33-0.781.940.374.3010/29/10
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.88PGRSXn/an/an/an/an/an/a8/22/18
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.27DFLVXn/an/a12.2110.1312.659.3411/30/12
Northern Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.03NOSIX-0.79-0.7913.8710.6813.199.3311/18/05
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.37TRLGX4.9630.6730.6715.7918.8713.494/30/08
Northern Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
0.59NOSGX-2.95-2.953.767.1810.389.334/30/08
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
0.99DCCIX-0.9911.4611.468.7612.8311.334/30/08
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.90HASOX2.082.0810.786.46n/a7.6110/1/15
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.64DODFXn/an/a10.963.767.264.1310/29/10
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX-0.93-0.9315.065.676.442.6011/18/05
Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.70OIGIXn/an/a18.217.537.428.684/30/08
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.53DFISXn/an/a19.7011.8610.326.1611/30/12
Causeway Emerging Markets Fund
Fact Sheet, Prospectus, Annual Report
1.18CEMIX2.122.1224.918.305.384.3012/5/13