Portfolio Overview

The Portfolio seeks growth of capital and low to moderate current income.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 32%
International Equities 16%
Real Estate Equities 2%
Fixed Income 50%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
PIMCO Short‐Term Fund 8%
Baird Short-Term Bond Fund 20%
American Century Short Duration Inflation Protection Bond Fund 5%
Northern Funds Bond Index Fund 7%
MainStay Total Return Bond Fund 7%
Templeton International Bond Fund 3%
Real Estate
Voya Global Real Estate Fund 2%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 9%
Northern Funds Stock Index Fund 8%
T. Rowe Price Instl. Large‐Cap Growth Fund 9%
Northern Funds Small Cap Value Fund 2%
Delaware Small Cap Core Fund 2%
Harbor Small Cap Growth Opportunities Fund 2%
International Equity
Dodge & Cox International Stock Fund 3%
Northern Funds International Equity Index Fund 7%
Oppenheimer International Growth Fund 3%
DFA International Small Company Portfolio 1%
Causeway Emerging Markets Fund 2%

Portfolio Performance1

As of April 30, 2017

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date
A4.923.29n/an/an/an/a6.600.9210/25/16

Underlying Mutual Fund Performance3

As of 3/31/2017

 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.47PTSHX0.580.583.491.641.642.3111/18/05
Baird Short-Term Bond Fund
Fact Sheet, Prospectus, Annual Report
0.30BSBIX0.520.521.371.291.582.5311/18/14
American Century Short Duration Inflation Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX0.970.972.300.780.403.7412/5/13
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.16NOBOX-3.112.332.332.892.074.015/28/10
MainStay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX1.181.182.932.242.904.8411/18/14
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.76FIBZX4.694.6910.530.752.225.3310/29/10
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Voya Global Real Estate Fund
Fact Sheet, Prospectus, Annual Report
0.99IGLIX1.121.12-2.673.365.801.193/30/09
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.27DFLVXn/an/a22.938.7714.656.7111/30/12
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX6.046.0417.0610.2613.187.3411/18/05
T. Rowe Price Instl. Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX10.7010.7021.7010.8414.1310.064/30/08
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.01NOSGX-0.46-0.4623.828.5512.797.474/30/08
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
1.02DCCIX1.451.4524.598.5013.778.054/30/08
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.92HASOX8.078.0724.565.01n/a7.0210/1/15
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.64DODFXn/an/a22.970.727.322.5210/29/10
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX7.867.8612.070.405.690.8611/18/05
Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.70OIGIXn/an/a4.570.346.68n/a4/30/08
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.54DFISXn/an/a14.242.988.543.4811/30/12
Causeway Emerging Markets Fund
Fact Sheet, Prospectus, Annual Report
1.21CEMIX14.2714.2719.912.082.513.9812/5/13