Portfolio Overview

The Portfolio seeks growth of capital and low to moderate current income.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 42%
International Equities 23%
Real Estate Equities 5%
Fixed Income 30%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
PIMCO Short-Term Fund 4%
Baird Short-Term Bond Fund 2%
American Century Short Duration Inflation Protection Bond Fund 4%
Northern Funds Bond Index Fund 4%
MainStay Total Return Bond Fund 8%
PGIM Core Bond Fund 2%
American Beacon Garcia Hamilton Quality Bond Fund 2%
Templeton International Bond Fund 4%
Real Estate
Principal Global Real Estate Securities Fund 5%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 9%
Northern Funds Stock Index Fund 17%
T. Rowe Price Large‐Cap Growth Fund 9%
Northern Funds Small Cap Value Fund 2%
Delaware Small Cap Core Fund 3%
Harbor Small Cap Growth Opportunities Fund 2%
International Equity
Dodge & Cox International Stock Fund 5%
Northern Funds International Equity Index Fund 6%
Invesco Oppenheimer International Growth Fund 5%
DFA International Small Company Portfolio 3%
Causeway Emerging Markets Fund 4%

Portfolio Performance1

As of April 30, 2021

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date
A7.487.8433.5810.49n/an/a11.320.8610/25/16
C7.437.7933.3110.23n/an/a11.051.1110/25/16
E7.487.8433.5810.49n/an/a11.320.8610/25/16
F7.617.8933.9610.77n/an/a11.590.6110/25/16
G7.577.8333.6610.50n/an/a9.620.8611/3/17
H7.597.8433.9110.79n/an/a9.890.6111/3/17

Underlying Mutual Fund Performance3

As of 12/31/20

 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.45PTSHX0.352.742.742.322.391.8910/7/87
Baird Short-Term Bond Fund
Fact Sheet, Prospectus, Annual Report
0.30BSBIX0.634.234.233.462.832.408/31/04
American Century Short Duration Inflation Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX1.605.235.233.492.962.315/31/05
MainStay MacKay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX2.349.729.725.835.384.441/2/91
PGIM Core Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.32TPCQX1.388.388.385.634.864.1010/1/20
American Beacon Garcia Hamilton Quality Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.42GHQRX0.594.704.703.32n/a2.5010/1/20
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.84FIBZXn/a-5.70-5.70-0.471.621.1412/3/07
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.87PGRSXn/a-3.86-3.865.065.957.4610/1/07
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.26DFLVXn/a25.4525.459.668.6312.752/19/93
Northern Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX12.1018.2618.2614.0515.1013.7511/30/17
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.33TRLGX13.0539.5639.5623.2221.5418.1810/31/01
Northern Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.00NOSGX27.40-2.30-2.301.037.018.267/31/17
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
0.85DCCIX29.4815.3715.378.7312.2512.0612/29/98
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.88HASGX23.8938.3938.3920.7018.4014.302/1/14
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.63DODFXn/a2.102.100.936.654.635/1/01
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.24NOINX16.017.907.904.327.535.413/22/05
Invesco Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.69OIGIX14.9522.4122.418.509.767.923/29/12
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.52DFISXn/a9.269.263.038.556.739/30/96
Causeway Emerging Markets Fund
Fact Sheet, Prospectus, Annual Report
1.08CEMIX19.4116.9416.943.8711.333.943/30/07