Portfolio Overview

The Portfolio seeks growth of capital and low to moderate current income.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 42%
International Equities 23%
Real Estate Equities 5%
Fixed Income 30%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
PIMCO Short-Term Fund 4%
Baird Short-Term Bond Fund 2%
American Century Short Duration Inflation Protection Bond Fund 4%
Northern Funds Bond Index Fund 4%
MainStay Total Return Bond Fund 8%
PGIM Core Bond Fund 2%
American Beacon Garcia Hamilton Quality Bond Fund 2%
Templeton International Bond Fund 4%
Real Estate
Principal Global Real Estate Securities Fund 5%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 9%
Northern Funds Stock Index Fund 17%
T. Rowe Price Large‐Cap Growth Fund 9%
Northern Funds Small Cap Value Fund 2%
Delaware Small Cap Core Fund 3%
Harbor Small Cap Growth Opportunities Fund 2%
International Equity
Dodge & Cox International Stock Fund 5%
Northern Funds International Equity Index Fund 6%
Invesco Oppenheimer International Growth Fund 5%
DFA International Small Company Portfolio 3%
Causeway Emerging Markets Fund 4%

Portfolio Performance1