Age-Based Conservative Ages 17-18

Age-Based Conservative Ages 17-182016-11-09T15:19:22+00:00

Portfolio Overview

The Portfolio seeks growth of current income.

The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 7.5%
International Equities 2.5%
Fixed Income 50%
Money Market 40%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
Invesco Government & Agency Portfolio 40%
Fixed Income
PIMCO Short‐Term Fund 25%
Baird Short-Term Bond Fund 15%
American Century Short Duration Inflation Protection Bond Fund 10%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 2%
Northern Funds Stock Index Fund 2%
T. Rowe Price Instl. Large‐Cap Growth Fund 2%
Northern Funds Small Cap Value Fund 0.5%
Delaware Small Cap Core Fund 0.5%
Harbor Small Cap Growth Opportunities Fund 0.5%
International Equity
Dodge & Cox International Stock Fund 0.5%
Northern Funds International Equity Index Fund 1.5%
Oppenheimer International Growth Fund 0.5%

Portfolio Performance1

As of July 31, 2018

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date
A1.140.842.31n/an/an/a2.660.7510/25/16

Underlying Mutual Fund Performance3

As of 3/31/2018

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Invesco Government and Agency Fund*
Fact Sheet, Prospectus, Annual Report
0.17AGPXXn/an/a0.990.480.290.337/16/16
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.53PTSHX0.26n/a2.112.011.612.1611/18/05
Baird Short-Term Bond Fund
Fact Sheet, Prospectus, Annual Report
0.30BSBIX-0.35-0.350.400.941.092.0411/18/14
American Century Short Duration Inflation Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX0.200.050.050.98-0.182.0812/5/13
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.27DFLVXn/an/a12.2110.1312.659.3411/30/12
Northern Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.03NOSIX-0.79-0.7913.8710.6813.199.3311/18/05
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.37TRLGX4.9630.6730.6715.7918.8713.494/30/08
Northern Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
0.59NOSGX-2.95-2.953.767.1810.389.334/30/08
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
0.99DCCIX-0.9911.4611.468.7612.8311.334/30/08
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.90HASOX2.082.0810.786.46n/a7.6110/1/15
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.64DODFXn/an/a10.963.767.264.1310/29/10
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX-0.93-0.9315.065.676.442.6011/18/05
Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.70OIGIXn/an/a18.217.537.428.684/30/08