Portfolio Overview

The Portfolio seeks growth of current income and low to moderate growth of capital.

The Portfolio invests in a targeted mix of stock bond, and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 19%
International Equities 9%
Real Estate Equities 2%
Fixed Income 70%
Money Market 0%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
Invesco Government & Agency Portfolio 0%
Fixed Income
PIMCO Short‐Term Fund 13%
Baird Short-Term Bond Fund 9%
American Century Short Duration Inflation Protection Bond Fund 13%
Fidelity U.S. Bond Index Fund 11%
MainStay MacKay Total Return Bond Fund 11%
PGIM Core Bond Fund 4%
American Beacon Garcia Hamilton Quality Bond Fund 4%
Templeton International Bond Fund 5%
Real Estate
Principal Global Real Estate Securities Fund 2%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 4%
Northern Funds Stock Index Fund 8%
T. Rowe Price Large‐Cap Growth Fund 4%
Northern Funds Small Cap Value Fund 1%
Delaware Small Cap Core Fund 1%
Harbor Small Cap Growth Opportunities Fund 1%
International Equity
Dodge & Cox International Stock Fund 2%
Northern Funds International Equity Index Fund 2%
Oppenheimer International Growth Fund 2%
DFA International Small Company Portfolio 1%
Causeway Emerging Markets Fund 2%

Portfolio Performance1

As of August 31, 2021

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date
A5.391.8910.116.83n/an/a6.380.8310/25/16

Underlying Mutual Fund Performance3

As of 6/30/2021

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Invesco Government and Agency Fund*
Fact Sheet, Prospectus, Annual Report
0.16AGPXX0.010.010.001.161.030.549/1/98
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.45PTSHX-0.040.221.242.042.321.8110/7/87
Baird Short-Term Bond Fund
Fact Sheet, Prospectus, Annual Report
0.30BSBIX0.190.071.333.442.372.248/31/04
American Century Short Duration Inflation Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISXn/an/a7.184.323.002.115/31/05
Fidelity U.S. Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.03FXNAXn/an/a-0.535.372.973.372/27/07
MainStay MacKay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX2.54-0.603.556.364.124.001/2/91
PGIM Core Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.32TPCQXn/an/a1.195.713.433.5410/1/20
American Beacon Garcia Hamilton Quality Bond 529 Portfolio
Fact Sheet, Prospectus, Annual Report
0.42GHQRX0.594.704.703.32n/a2.5010/1/20
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.84FIBZXn/a-5.70-5.70-0.471.621.1412/3/07
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.87PGRSX9.1314.0032.379.117.548.1710/1/07
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.26DFLVXn/a20.7150.5010.7112.5611.822/19/93
Northern Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX8.5015.1840.6318.5417.5214.7111/30/17
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.33TRLGX12.5316.6546.9824.8827.0219.4110/31/01
Northern Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.00NOSGX1.7120.9357.066.519.819.797/31/17
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
0.85DCCIXn/a18.0654.1812.0015.5812.8912/29/98
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.88HASGX1.775.6745.3019.8320.8214.082/1/14
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.63DODFXn/an/a40.397.4810.225.525/1/01
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.24NOINX5.178.7732.228.2110.085.753/22/05
Invesco Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.69OIGIXn/a7.1135.7012.0811.827.923/29/12
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.52DFISXn/a12.0745.017.8611.227.549/30/96
Causeway Emerging Markets Fund
Fact Sheet, Prospectus, Annual Report
1.08CEMIX3.608.8042.0010.1012.104.503/30/07