Age-Based Conservative Ages 13-14

Age-Based Conservative Ages 13-14 2016-11-09T15:19:22+00:00

Portfolio Overview

The Portfolio seeks growth of current income and low to moderate growth of capital.

The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 19%
International Equities 9%
Real Estate Equities 2%
Fixed Income 60%
Money Market 10%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
Invesco Government & Agency Portfolio 10%
Fixed Income
PIMCO Short‐Term Fund 22%
Baird Short-Term Bond Fund 18%
American Century Short Duration Inflation Protection Bond Fund 8%
Northern Funds Bond Index Fund 6%
MainStay Total Return Bond Fund 6%
Real Estate
Voya Global Real Estate Fund 2%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 5%
Northern Funds Stock Index Fund 5%
T. Rowe Price Instl. Large‐Cap Growth Fund 5%
Northern Funds Small Cap Value Fund 1%
Delaware Small Cap Core Fund 2%
Harbor Small Cap Growth Opportunities Fund 1%
International Equity
Dodge & Cox International Stock Fund 2%
Northern Funds International Equity Index Fund 4%
Oppenheimer International Growth Fund 2%
Causeway Emerging Markets Fund 1%

Portfolio Performance1

As of September 29, 2017

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date
A5.851.81n/an/an/an/a6.800.8810/25/16

Underlying Mutual Fund Performance3

As of 6/30/2017

 Average Annual Total Returns (%)3 
Money Market FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Invesco Government and Agency Fund*
Fact Sheet, Prospectus, Annual Report
0.16AGPXXn/an/a0.460.210.140.587/28/16
 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
PIMCO Short-Term Fund
Fact Sheet, Prospectus, Annual Report
0.47PTSHX0.74n/a3.351.781.722.3111/18/05
Baird Short-Term Bond Fund
Fact Sheet, Prospectus, Annual Report
0.30BSBIX0.521.101.021.471.822.7611/18/14
American Century Short Duration Inflation Protection Bond Fund
Fact Sheet, Prospectus, Annual Report
0.37APISX-0.58n/a0.720.150.353.7612/5/13
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.16NOBOX1.442.21-0.632.342.044.285/28/10
MainStay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX1.843.042.292.132.865.1111/18/14
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Voya Global Real Estate Fund
Fact Sheet, Prospectus, Annual Report
1.01IGLIX3.014.16-1.821.626.212.203/30/09
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.27DFLVXn/an/a20.867.5816.136.2511/30/12
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX3.059.2617.769.5114.517.0111/18/05
T. Rowe Price Instl. Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX8.0619.6331.5112.5317.5310.144/30/08
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.01NOSGX0.42-0.0420.277.6913.947.264/30/08
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
1.02DCCIX3.49n/a25.148.9715.788.234/30/08
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.92HASOX4.5312.9627.016.11n/a7.8810/1/15
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.64DODFXn/an/a30.370.6410.232.3410/29/10
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX6.4114.7719.941.118.560.8711/18/05
Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.70OIGIXn/an/a16.442.329.748.024/30/08
Causeway Emerging Markets Fund
Fact Sheet, Prospectus, Annual Report
1.21CEMIX4.5019.4224.070.965.143.0012/5/13