Portfolio Overview

The Portfolio seeks growth of capital.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 51%
International Equities 27%
Real Estate Equities 2%
Fixed Income 20%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
Northern Funds Bond Index Fund 8%
MainStay Total Return Bond Fund 8%
Templeton International Bond Fund 4%
Real Estate
Voya Global Real Estate Fund 2%
Fund Percent
U.S. Equity
DFA U.S. Large Cap Value Portfolio 15%
Northern Funds Stock Index Fund 13%
T. Rowe Price Instl. Large‐Cap Growth Fund 15%
Northern Funds Small Cap Value Fund 2.5%
Delaware Small Cap Core Fund 3%
Harbor Small Cap Growth Opportunities Fund 2.5%
International Equity
Dodge & Cox International Stock Fund 5.25%
Northern Funds International Equity Index Fund 10.5%
Oppenheimer International Growth Fund 5.25%
DFA International Small Company Portfolio 3%
Causeway Emerging Markets Fund 3%

Portfolio Performance1

As of February 28, 2017

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date
A4.696.40n/an/an/an/a7.540.9610/25/16

Underlying Mutual Fund Performance3

As of 12/31/2016

 Average Annual Total Returns (%)3 
Fixed Income FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Northern Funds Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.16NOBOX-3.112.332.332.892.074.015/28/10
MainStay Total Return Bond Fund
Fact Sheet, Prospectus, Annual Report
0.60MTMIX-2.344.804.802.663.014.8711/18/14
Templeton International Bond Fund
Fact Sheet, Prospectus, Annual Report
0.76FIBZXn/a7.227.22-0.432.284.9510/29/10
 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Voya Global Real Estate Fund
Fact Sheet, Prospectus, Annual Report
0.99IGLIX-6.590.390.394.007.981.643/30/09
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.27DFLVXn/a18.8918.898.0916.686.5511/30/-1
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX3.8211.8811.888.7714.546.7711/18/05
T. Rowe Price Instl. Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.56TRLGX1.762.852.857.1715.898.984/30/08
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.01NOSGX13.4527.8727.879.3015.187.534/30/08
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
1.02DCCIX11.2021.3921.398.4916.168.014/30/08
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.92HASOX0.008.568.56n/an/a4.8010/1/15
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.64DODFXn/a8.268.26-1.347.982.1110/29/10
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.25NOINX-1.451.111.11-1.916.400.5011/18/05
Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.70OIGIXn/a-1.88-1.88-1.78n/a5.574/30/08
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.54DFISXn/a5.805.801.649.723.4611/30/12
Causeway Emerging Markets Fund
Fact Sheet, Prospectus, Annual Report
1.21CEMIX-3.939.219.21-2.192.782.6412/5/13