Portfolio Overview

The Portfolio seeks growth of capital.

The Portfolio invests in a targeted mix of stock mutual funds that represent various asset classes and sectors.

U.S. Equities 57.0%
International Equities 36.0%
Real Estate Equities 7%
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Real Estate
Principal Global Real Estate Securities Fund 7%
U.S. Equity
DFA U.S. Large Cap Value Portfolio 12%
Northern Funds Stock Index Fund 25%
T. Rowe Price Large‐Cap Growth Fund 12%
Northern Funds Small Cap Value Fund 3%
Delaware Small Cap Core Fund 2%
Harbor Small Cap Growth Opportunities Fund 3%
Fund Percent
International Equity
Dodge & Cox International Stock Fund 8%
Northern Funds International Equity Index Fund 9%
Invesco Oppenheimer International Growth Fund 8%
DFA International Small Company Portfolio 5%
Causeway Emerging Markets Fund 6%

Portfolio Performance1

As of August 31, 2021

 Average Annual Total Returns at NAV (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 Yrs10 YrsLifetimeExp.
Ratio2
Inception
Date
A17.584.2932.4812.99n/an/a14.960.8410/25/16
C17.404.2432.1712.72n/an/a14.681.0910/25/16
E17.554.3032.5013.00n/an/a14.970.8410/25/16
F17.764.4032.8513.29n/an/a15.260.5910/25/16
G17.554.3332.4612.99n/an/a12.450.8411/3/17
H17.714.3532.8313.28n/an/a12.730.5911/3/17

Underlying Mutual Fund Performance3

As of 6/30/2021

 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report
0.87PGRSX9.1314.0032.379.117.548.1710/1/07
 Average Annual Total Returns (%)3 
U.S. Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
DFA U.S. Large Cap Value Portfolio (I)
Fact Sheet, Prospectus, Annual Report
0.26DFLVXn/a20.7150.5010.7112.5611.822/19/93
Northern Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.10NOSIX8.5015.1840.6318.5417.5214.7111/30/17
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report
0.33TRLGX12.5316.6546.9824.8827.0219.4110/31/01
Northern Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report
1.00NOSGX1.7120.9357.066.519.819.797/31/17
Delaware Small Cap Core Fund
Fact Sheet, Prospectus, Annual Report
0.85DCCIXn/a18.0654.1812.0015.5812.8912/29/98
Harbor Small Cap Growth Opportunities Fund
Fact Sheet, Prospectus, Annual Report
0.88HASGX1.775.6745.3019.8320.8214.082/1/14
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio
TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of FundInception
Date
Dodge & Cox International Stock Fund
Fact Sheet, Prospectus, Annual Report
0.63DODFXn/an/a40.397.4810.225.525/1/01
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report
0.24NOINX5.178.7732.228.2110.085.753/22/05
Invesco Oppenheimer International Growth Fund
Fact Sheet, Prospectus, Annual Report
0.69OIGIXn/a7.1135.7012.0811.827.923/29/12
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report
0.52DFISXn/a12.0745.017.8611.227.549/30/96
Causeway Emerging Markets Fund
Fact Sheet, Prospectus, Annual Report
1.08CEMIX3.608.8042.0010.1012.104.503/30/07